Disclaimer The information and services provided on the virtapaymall.com web site may include inaccuracies or typographical errors. Changes are periodically made to the site / services and to the information therein. virtapaymall.com may make improvements and / or changes in the site / services at any time. Advice received via the virtapaymall.com site / services should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation. virtapaymall.com makes no representations about the suitability, reliability, availability, timeliness, lack of viruses or other harmful components and accuracy of the information, software, products, services and related graphics contained within the virtapaymall.com site / services for any purpose. All such information, software, products, services and related graphics are provided "as is" without warranty of any kind. virtapaymall.com hereby disclaims all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, workmanlike effort, title and non-infringement. You specifically agree that virtapaymall.com shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through an virtapaymall.com site / service. You specifically agree that virtapaymall.com is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights. You specifically agree that virtapaymall.com is not responsible for any content sent using and / or included in an virtapaymall.com site / service by any third party. In no event shall virtapaymall.com and / or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the virtapaymall.com site / services, with the delay or inability to use the virtapaymall.com site / services or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the virtapaymall.com site / services, or otherwise arising out of the use of the virtapaymall.com site / services, whether based on contract, tort, negligence, strict liability or otherwise, even if virtapaymall.com or any of its suppliers has been advised of the possibility of damages. virtapaymall.com does not endorse in anyway any advertisers / contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. virtapaymall.com shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisements. This agreement is governed by the laws of the Netherlands. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in 's-Hertogenbosch, Noord Brabant, Netherlands in all disputes arising out of or relating to the use of the virtapaymall.com site / services. Use of the virtapaymall.com site / services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree to indemnify and hold virtapaymall.com, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the virtapaymall.com site / services virtapaymall.com reserves the right to disclose any personal information about you or your use of the virtapaymall.com site / services, including its contents, without your prior permission if virtapaymall.com has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of virtapaymall.com or its affiliated companies; (3) enforce the terms or use; or (4) act to protect the interests of its members or others. Performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of virtapaymall.com right to comply with governmental, court and law enforcement requests or requirements relating to your use of the virtapaymall.com site / services or information provided to or gathered by virtapaymall.com with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and virtapaymall.com with respect to the virtapaymall.com site / services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and virtapaymall.com with respect to the virtapaymall.com site / services.